Bluefin Investments provides the solutions to help organizations achieve their goals.

Prudent organizations know that investing is beneficial to their long-term goals, but it can present new challenges they may not be prepared for. Bluefin Investments offers a range of solutions to help, ranging from consulting and advisory to a fully outsourced chief investment officer.



OUTSOURCED CIO

Outsourcing the role of chief investment officer (or OCIO) works best for organizations who wish to be involved in policy decisions while outsourcing the day-to-day responsibilities of managing an investment portfolio. This is especially beneficial to organizations who may not have the resources to manage an investment program.

Bluefin services include:
• Investment Policy Statement development and review
• Strategic asset allocation and portfolio management
• In-house management of portfolio
• Immediate portfolio repositioning based on market conditions
• No fee if the account is lower on the month
• Additional investment manager selection and implementation
• Assumption of fiduciary responsibility

View our OCIO brochure:



ADVISORY & CONSULTING

A consulting or advisory solution works best for organizations who would like to keep a degree of control and remain actively involved in the investment process.

Bluefin services include:
• Investment Policy Statement development and review
• Asset allocation analysis and guidance
• Performance monitoring and reporting
• Investment manager searches and communication
• Negotiation of fees
• Ongoing portfolio review



PORTFOLIO CONSTRUCTION

We believe investors fare best with a simple, well-diversified portfolio of index funds and ETF's. For larger accounts, this serves as a foundation for the portfolio while individual stocks and bonds are added to potentially increase returns and reduce risk.


Core investments provide the portfolio foundation and are usually index funds or ETF’s that follow a broad index. Individual securities and sector specific, country, or commodity ETF’s are added as satellite investments. This is referred to as a “Core and Satellite” strategy.

In order to properly create a client portfolio, we must first determine individual risk levels and objectives. This establishes a base around which the portfolio is formed. By combining these objectives with our investment outlook, we construct a portfolio designed to outperform in the long run, while minimizing investment risks. The strategy is adjusted based on tax-rate levels since taxes will have a substantial impact on total returns.

Once the portfolio is created, we continuously monitor the investments for any changes. As conditions change, we modify the investment portfolio accordingly. We like to focus on long term investments, but will occasionally make short term adjustments when needed.



RISK MANAGEMENT

Minimizing portfolio risk is critical to long term outperformance.

We reduce risk in a number of ways:
• Portfolios are widely diversified. Not just amongst stock and bond holdings, but other asset classes included in the portfolio add to the diversity.
• Liquid investments. Investments are all actively traded and can be easily entered and exited.
• No leverage is used. While leverage has the potential to increase returns, a downturn can result in significant losses.
• Cash level adjustments. The amount of cash in the portfolio is increased or decreased depending on our outlook for the market
• Position size limits. A percentage limit to an individual investment can be made based on client preferences.
• Short positions. ETF’s that go up when the underlying index goes down may be used as a hedge.
• Put options. A protective put acts as an insurance policy if an investment loses value.



ONGOING CONTACT

We feel regular contact is an important part of our relationship with clients. In addition to periodic phone calls, we have several other methods of contacting clients:

Weekly - Every week a market commentary is emailed to clients, discussing the events of the week and updating our outlook for the market. This helps clients understand what we are thinking and what it means for their portfolio.

Monthly - We send a statement after the month’s conclusion detailing account balances. This is available online, too.

Quarterly - A performance report with more details on account balances and performance is delivered to all clients.




FOR MORE INFORMATION

View our nonprofit services brochure:


An overview of the Bluefin Investments institutional program:


Bluefin’s investing fundamentals for nonprofits:


Current Clients - Information for your account CLICK HERE